Traditional Investment vs. Bitcoin Calculator

Investment Parameters

Enter your investment details

Account Type

Contribution Limit: $10,000/year

Starting Amount

Annual Contribution

CAGR (%)

Years Invested

Include Dividend Income

Bitcoin Investment Comparison

Compare traditional investments with Bitcoin

Current BTC Price: Loading...

Bitcoin Holdings (BTC)

DCA Amount (USD)

$2,600 annually

Expected BTC Price in 20 Years

DCA Frequency

$50 per weekly purchase

Current BTC Value: $0

Implied Annual Growth Rate: Infinity%

Investment Results

Breakdown of your investment growth

Contributions

Capital Gains

Total

Inflation Adjusted: $0

Bitcoin vs. Traditional Investment

Comparing returns over time

Assume the same starting balance ($0)

Assume the same contribution amount ($96 per weekly)

Adjust for inflation

Rate (%)2.5%

Shows all results in today's dollars

Comparison Settings:

Starting Balance: Different (Traditional: $10,000, Bitcoin: $0)
Contribution Amount: Different (Traditional: $5,000 annually, Bitcoin: $2,600 annually)
Inflation Adjustment: Enabled (2.5%)

Traditional Final Value

Inflation Adjusted: $0

Starting with $10,000

Bitcoin Final Value

Inflation Adjusted: $0

Starting with $0

Break-even BTC Price

For Bitcoin to match traditional investment returns after 20 years

With 0.00 BTC

Based on your inputs, traditional investments do not catch up to Bitcoin returns within the 20 year timeframe.

Investment Scenarios

Test different investment strategies and market conditions

Double DCA

Double your periodic Bitcoin purchases to $100 per weekly

Long-term Capital Gains

Apply 15% long-term capital gains tax on Bitcoin profits

BTC Performs Worse

Reduce expected BTC price to $250,000 in 20 years

BTC Yield

Earn 3% annual yield on your Bitcoin holdings

Double Down in Bear Markets

Increase contributions by 33% by doubling 1/3 of your contributions during bear markets

Eliminate a Subscription

Add $20/month to your Bitcoin contributions by eliminating a subscription

Get a Raise

Increase your Bitcoin contributions by 10% after getting a raise

Switch to Higher Paying Job

Increase your Bitcoin contributions by 20% after switching to a higher paying job

Start a Side Hustle

Add $200/month to your Bitcoin contributions from side hustle income

Retirement Analysis

Will your investments last through retirement?

Retirement Parameters

Monthly Expenses

Years in Retirement

Annual Withdrawal Rate (%)

Your retirement is underfunded

Your investments will run out after 25 years, 0 years short of your goal. Your monthly income of $0 is $0 less than your expenses.

Recommendations to improve your retirement outlook:

Increase your annual contributions
Extend your investment timeline before retirement
Adjust your expected monthly expenses in retirement
Consider a more aggressive investment strategy for higher returns
Evaluate Bitcoin as part of a diversified portfolio strategy
Consider tax-advantaged accounts like 401(k) or IRA